Is That an Umbrella or Excess Policy?

Having trouble reading this email? View it as a webpage. Not interested anymore? Unsubscribe instantly.   Unraveling the Mysteries Behind Excess and Umbrella Liability Insurance Learn how to prevent gaps in coverage between the excess and umbrella liability policy and the underlying liability insurance policies to minimize potential E&O exposures. This information-packed, two-part series starts this week Date: Wednesday, April 13 and April 20 Time: 1:30 PM - 2:30 PM ET Register today and save $40 on your registration! Part 1: Wednesday April 13, 2011 Part 1 begins with a brief overview of the most relevant parts of the underlying coverages: Commercial General Liability, Commercial Auto Liability, and Employers Liability. This discussion focuses on and includes: - each policy's insuring agreements, - exclusions and important exceptions to those exclusions, - and policy definitions. In Part 1, we will cover: Factors which drive the need for excess and umbrella liability insurance Basic differences between excess and umbrella liability insurance Supported vs. unsupported excess and umbrella liability policies, including advantages and disadvantages of each Three basic types of excess liability policies and how each is designed to work Specific and aggregate excess liability policies Basic functions of umbrella liability policies Application of the SIR in both drop-down and aggregate impairment/exhaustion situations Requirement of underlying or primary coverages and limits Aggregate limits in umbrella liability policies Different types of insuring agreements in umbrella liability policies Register today and save $40 on your registration! Part 2: Wednesday April 20, 2011 In Part 2, we will cover: Critical definitions in umbrella liability policies Implications of occurrence vs. claims made coverage triggers Variations on handling of defense coverage Typical types of and reasons for exclusions in the umbrella/excess policies Endorsements typically available PLUS the reasons for their use Maintenance of underlying insurance provision Coverage territory Structuring an overall liability insurance program and avoiding potential pitfalls Summary comments, including important recommendations to agents and brokers to assist in avoiding E & O exposures in placing excess and umbrella liability insurance When you register, you get: Access to the live trainings (Wednesday, April 13th and 20th at 1:30PM EDT) Video and Audio recordings, so you can watch or listen again Question & Answer session with the instructor Audio download of the webcast Presentation slides download Register today and save $40 on your registration!   Coming this week to Academy of Insurance Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.