Kidnap & Ransom Coverage Fundamentals, this Thursday

Having trouble reading this email? View it as a webpage. Not interested anymore? Unsubscribe instantly.   Learn the Fundamentals of Kidnap & Ransom Coverage One-hour webinar this Thursday Date: Thursday, April 28, 2011 Time: 1:30 PM - 2:30 PM ET Often misunderstood and undersold, this coverage can make or break not only the financial health of a company, but the health and safety of its owners and key employees. Exposures are more widespread than agents or insureds imagine. What you will learn in this one-hour webinar: Respond to common misconceptions about Kidnap & Ransom and how it works Identify who needs the coverage Overcome objections regarding purchase Evaluate the variety of offerings in the marketplace Register today and save $20 on your registration! (special pricing expires Wednesday, April 27) When you register, you get: Access to the live webinar (Thursday at 1:30PM ET) Video and Audio recordings, so you can watch or listen again Question & Answer session with the instructor Audio download of the webcast Presentation slides download Register today and save $20 on your registration! (special pricing expires Wednesday, April 27)   Coming this week to Academy of Insurance Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

You're Not Ready for That Call

Having trouble reading this email? View it as a webpage. Not interested anymore? Unsubscribe instantly.   Pre-Call Strategy: Because Good prospects are hard to come by Live online training plus Q&A session Date: Wednesday, April 27, 2011 Time: 1:30 PM - 2:30 PM ET Good prospects are hard to come by. When opportunity knocks, you need to prepare to win. In this webinar, you will learn a well defined, strategic approach to capitalize on opportunities and maximize your chances for success. What you will learn in this one-hour webinar: 7 critical pieces of information you need on every prospect What to bring with you on every appointment The strategic pre-call process Using the pre-call to uncover prospect pain What questions to ask, and what questions to avoid How to prepare your differentiation impact statements Register today and save $20 on your registration! (special pricing expires Tuesday, April 26) When you register, you get: Access to the live training (Wednesday at 1:30PM ET) Video and Audio recordings, so you can watch or listen again Question & Answer session with the instructor Audio download of the webcast Presentation slides download Register today and save $20 on your registration!   Coming soon to Academy of Insurance Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Weekly Reader Picks: Monday, April 25, 2011

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April 25, 2011 Top 10 for the Past Week 1. McDonald’s Not Smiling Over Happy Meals Lawsuit Apr 20, 2011 -- A lawsuit seeking to stop McDonald's Corp. from offering toys with Happy Meals must be dismissed because parents can always choose not to buy the meals for their children, the hamburger giant said in a court filing late Monday. The lawsuit accuses ... 2. Belly Dancing Sinks New York Woman’s Disability Claim Apr 19, 2011 -- A Staten Island woman who was getting $850 a month in alimony because she was supposedly disabled and unable to work had to give the payments up after her ex-husband spotted photos of her belly dancing on the Internet. Brian McGurk went to court ... 3. Iowa Man Accused of Beating up Boss, an Insurance Agency Owner Apr 21, 2011 -- A 41-year-old Sioux City, Iowa, man has been accused of beating up his boss before the boss, the owner of an insurance agency, could fire him. Court records say Joseph Sauce faces charges of willful injury and false imprisonment for the attack at an ... 4. Top 10 U.S. Excess/Surplus Insurers Apr 22, 2011 -- Top 10 U.S. Excess, Surplus Insurers of 2010 by Market Share According to SNL Financial: American International Group Zurich Financial Services Ltd. Nationwide Mutual Group ACE Ltd. W.R. Berkley Corp. Markel Corp. CNA Financial Corp. QBE Insurance ... 5. How P/C Insurance Industry Fared Financially in 2010 Apr 20, 2011 -- U.S. property/casualty insurers' net income after taxes rose to $34.7 billion in 2010 from $28.7 billion the year before, with insurers' rate of return on average policyholders' surplus increasing to 6.5 percent from 5.9 percent. ... 6. Calif. Places Majestic Insurance into Conservatorship Apr 21, 2011 -- Workers' compensation insurer Majestic Insurance Co. has been placed into conservation by order of the San Francisco Superior Court. California Insurance Commissioner Dave Jones has simultaneously filed a motion seeking approval for a proposed ... 7. Pool Company President Takes Blame for Connecticut Boy’s Drowning Apr 15, 2011 -- A swimming pool company president charged in a Connecticut boy's 2007 drowning pleaded guilty to criminally negligent homicide, a misdemeanor, for not installing a state-mandated safety device. David Lionetti had been charged with manslaughter, ... 8. Across Country, 1 in 7 Drivers Uninsured; In Some States, 1 in 4 Apr 21, 2011 -- Across the United States, chances are roughly one in seven that a driver is uninsured. The estimated percentage of uninsured motorists stood at 13.8 percent in 2009, according to a new study from the Insurance Research Council (IRC). The group said ... 9. Will $1.6 Billion Bank of America Settlement Embolden Others? Apr 19, 2011 -- Critics are warning that Bank of America Corp.'s $1.6 billion settlement over dodgy home loans could serve as a starting point in a fight that ends up costing the bank tens of billions more. The settlement with Assured Guaranty Ltd resolved claims ... 10. Workers’ Comp TV Show Pilot Begins Filming in Florida Apr 11, 2011 -- Hollywood thinks workers' compensation can be funny. Workers' Comp, a half-hour TV comedy about crazy employees handling absurd and often-fraudulent insurance claims from injured workers, begins filming pilot episodes in Bradenton, Florida this ... Popular Videos Agents Await Final Signature on 1099 Bill Subscriber Tools Send this to a friend Subscribe Unsubscribe Submit News Contact Us More Newsletters Choose Newsletters Daily Headlines Weekly Reader Picks Magazine Update Insurance Journal TV Classifieds Breaking News MyNewMarkets Daily Claims Daily Enter Your E-mail

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Breaking News: Calif. Places Majestic Insurance into Conservatorship

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April 22, 2011 Breaking News Alert Calif. Places Majestic Insurance into Conservatorship Workers' compensation insurer Majestic Insurance Co. has been placed into conservation by order of the San Francisco Superior Court. Read the full story Send to a Friend Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Personal Umbrella: It's More Than Just Additional Coverage

Having trouble reading this email? View it as a webpage. Not interested anymore? Unsubscribe instantly.   Personal Umbrella: It's More Than Just Additional Coverage Live online training plus Q&A session Date: Thursday, April 21, 2011 Time: 1:30 PM - 2:30 PM ET The Personal Umbrella gives your client a considerable amount of added coverage without a great deal of additional cost. Umbrellas: 1) respond when the underlying home and auto policy limits are exhausted; and 2) plug holes in coverage. Join us this Thursday as we examine the Personal Umbrella policy in detail and learn why every personal lines client should be offered this protection. Send your questions in advance to webcasts@insurancejournal.com Register today and save $20 on your registration! What you will learn: What an umbrella policy is. How Umbrella policies work in relation to other coverage. The common Umbrella policy terms. What courts have recently said about Umbrella coverage. When you register, you get: Access to the live training (Thursday at 1:30PM ET) Video and Audio recordings, so you can watch or listen again Question & Answer session with the instructor Audio download of the webcast Presentation slides download Register today and save $20 on your registration!   Coming this week to Academy of Insurance Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Weekly Reader Picks: Monday, April 18, 2011

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April 18, 2011 Top 10 for the Past Week 1. Workers’ Comp TV Show Pilot Begins Filming in Florida Apr 11, 2011 -- Hollywood thinks workers' compensation can be funny. Workers' Comp, a half-hour TV comedy about crazy employees handling absurd and often-fraudulent insurance claims from injured workers, begins filming pilot episodes in Bradenton, Florida this ... 2. 3 Most Common Errors That Lead to Teen Drivers’ Crashes Apr 11, 2011 -- Teen drivers get into serious accidents at a high rate because they fail to scan for possible hazards, go too fast for road conditions, or become distracted by something inside or outside their cars. A recent study by The Children's Hospital of ... 3. Gulf Coast Officials Enjoy Spending Spree at BP’s Expense Apr 12, 2011 -- In the year since the Gulf oil spill, officials along the coast have gone on a spending spree with BP money, dropping tens of millions of dollars on gadgets, vehicles and gear — much of which had little to do with the cleanup, an Associated Press ... 4. U.S. Shuts Down Massive Cyber Theft Ring Apr 14, 2011 -- U.S. authorities claimed one of their biggest victories against cyber crime as they shut down a ring they said used malicious software to take control of more than 2 million PCs around the world, and may have led to theft of more than $100 million. ... 5. P/C Industry Depends Too Much on Catastrophe Models, Says Pioneer Clark Apr 14, 2011 -- Catastrophe models are a great risk management tool for property/casualty insurers but even the person who created the first one is worried that they are being given more credit and influence than they deserve. Karen Clark is an expert in the field ... 6. How Rising Energy Prices Affect P/C Insurance Apr 11, 2011 -- The leveling off of the world's oil supply and the resulting rising gasoline prices and their economic impact carry implications for property/casualty insurance rates. Oil spikes have been known to precede recessions, which affect auto, home and ... 7. Pool Company President Takes Blame for Connecticut Boy’s Drowning Apr 15, 2011 -- A swimming pool company president charged in a Connecticut boy's 2007 drowning pleaded guilty to criminally negligent homicide, a misdemeanor, for not installing a state-mandated safety device. David Lionetti had been charged with manslaughter, ... 8. Fires Remain Out of Control in Texas; McDonald Observatory Threatened Apr 11, 2011 -- Two huge range fires remained out of control on April 11, burning thousands of acres in far west Texas and northwest Texas. Together the fires have consumed more than 150,000 acres. The Rock House Fire in far west Texas started near the town of ... 9. Florida’s ‘Most Wanted’ Insurance Fraudster Arrested Apr 13, 2011 -- One of Florida's first "Most Wanted" insurance criminals was arrest based on a tip provided through the state's new fraud Web site. Florida Chief Financial Officer Jeff Atwater announced that Erline Telfort had been arrested after running a ... 10. San Francisco 1906 Earthquake: What If It Happened Today? Apr 14, 2011 -- Seismologists predict a major earthquake, similar in size to the 1906 quake, can hit the San Francisco area at any time. With inflation and exposure added, the total property loss if such an event occurred today could be well over $200 billion and ... Popular Videos How Social Media Can Help You Find, Sell and Keep More Customers Subscriber Tools Send this to a friend Subscribe Unsubscribe Submit News Contact Us More Newsletters Choose Newsletters Daily Headlines Weekly Reader Picks Magazine Update Insurance Journal TV Classifieds Breaking News MyNewMarkets Daily Claims Daily Enter Your E-mail

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Will Your Agency Survive the Future?

Having trouble reading this email? View it as a webpage. Not interested anymore? Unsubscribe instantly.   The Future of Insurance Production and Distribution Live online training plus Q&A session Date: Thursday, April 14, 2011 Time: 1:30 PM - 2:30 PM ET The new insurance distribution system is not your daddy's distribution system. What does that mean for you and your business' future? The paradigm has already changed but you still have time to make a definitive decision. You have a choice to ride this paradigm change to more success than you ever imagined or be crushed by it. Register today and save $20 on your registration! When you register, you get: Access to the live training (Thursday at 1:30PM ET) Video and Audio recordings, so you can watch or listen again Question & Answer session with the instructor Audio download of the webcast Presentation slides download Register today and save $20 on your registration!   Coming this week to Academy of Insurance Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Is That an Umbrella or Excess Policy?

Having trouble reading this email? View it as a webpage. Not interested anymore? Unsubscribe instantly.   Unraveling the Mysteries Behind Excess and Umbrella Liability Insurance Learn how to prevent gaps in coverage between the excess and umbrella liability policy and the underlying liability insurance policies to minimize potential E&O exposures. This information-packed, two-part series starts this week Date: Wednesday, April 13 and April 20 Time: 1:30 PM - 2:30 PM ET Register today and save $40 on your registration! Part 1: Wednesday April 13, 2011 Part 1 begins with a brief overview of the most relevant parts of the underlying coverages: Commercial General Liability, Commercial Auto Liability, and Employers Liability. This discussion focuses on and includes: - each policy's insuring agreements, - exclusions and important exceptions to those exclusions, - and policy definitions. In Part 1, we will cover: Factors which drive the need for excess and umbrella liability insurance Basic differences between excess and umbrella liability insurance Supported vs. unsupported excess and umbrella liability policies, including advantages and disadvantages of each Three basic types of excess liability policies and how each is designed to work Specific and aggregate excess liability policies Basic functions of umbrella liability policies Application of the SIR in both drop-down and aggregate impairment/exhaustion situations Requirement of underlying or primary coverages and limits Aggregate limits in umbrella liability policies Different types of insuring agreements in umbrella liability policies Register today and save $40 on your registration! Part 2: Wednesday April 20, 2011 In Part 2, we will cover: Critical definitions in umbrella liability policies Implications of occurrence vs. claims made coverage triggers Variations on handling of defense coverage Typical types of and reasons for exclusions in the umbrella/excess policies Endorsements typically available PLUS the reasons for their use Maintenance of underlying insurance provision Coverage territory Structuring an overall liability insurance program and avoiding potential pitfalls Summary comments, including important recommendations to agents and brokers to assist in avoiding E & O exposures in placing excess and umbrella liability insurance When you register, you get: Access to the live trainings (Wednesday, April 13th and 20th at 1:30PM EDT) Video and Audio recordings, so you can watch or listen again Question & Answer session with the instructor Audio download of the webcast Presentation slides download Register today and save $40 on your registration!   Coming this week to Academy of Insurance Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Weekly Reader Picks: Monday, April 11, 2011

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April 11, 2011 Top 10 for the Past Week 1. Effect of Federal Government Shutdown on Insurance Industry Apr 8, 2011 -- If Congress fails to pass a budget for the rest of 2011 and the federal government temporarily shuts down, it should still be business-as-usual for the property/casualty insurance industry. Since the industry is largely regulated by the states, not ... 2. Special Report: Top 10 Innovative P/C Insurance Products Apr 1, 2011 -- A wave of new product offerings is jeopardizing the property/casualty insurance industry's image as uncool. Since the beginning of the year, dozens of property/casualty insurers have announced innovative protections for risks involving new ... 3. Insurer Sues Celebrity Heiress Paris Hilton Over Missing Jewels Apr 8, 2011 -- Paris Hilton is holding $60,000 of jewelry that does not belong to her and should give it back, a new lawsuit contends. A German insurer, Allianz SE, has sued the celebrity socialite and heiress to the Hilton Hotels fortune, saying she has ignored ... 4. ‘Above Average’ 2011 Atlantic Hurricane Season Forecast Apr 7, 2011 -- The 2011 Atlantic hurricane season will be above average with nine hurricanes, five of them major, with a more than 70 percent chance that at least one of them will hit the U.S. coastline, Colorado State University forecasters predicted Wednesday. ... 5. Japan Quake Reveals Cracks in Insurance System – Part I Apr 5, 2011 -- Michael Korn is a popular person these days, which is perhaps not too surprising considering what he does for a living and where he lives. Korn is an insurance broker in earthquake-prone San Francisco. "We're pretty busy,'' he said of the period ... 6. Ariz. Court Says Parents Liable for Kids’ Wrecks Apr 6, 2011 -- The Arizona Supreme Court has ruled that parents of minors are on the hook financially for auto accidents that occur, even when the children are violating their parents' instructions. The high court's decision in Amy Young v. Kenneth L. Beck and ... 7. Westside Rapist, Former California Claims Adjuster, Gets Life Sentences Apr 5, 2011 -- A former state insurance adjuster dubbed the "Westside Rapist'' by police has been sentenced to life in prison for murdering seven women in sexual attacks that terrified Los Angeles in the 1970s and 1980s. John Floyd Thomas, 74, pleaded guilty to ... 8. Tom Hanks, Rita Wilson File Lawsuit Against Former Insurance Broker Mar 23, 2011 -- Actor Tom Hanks and his wife, Rita Wilson, have filed a lawsuit seeking unspecified damages from their former insurance broker. According to celebrity gossip Web site TMZ, which discovered the lawsuit, Hanks and Wilson previously worked with the ... 9. Reinsurance Rates Rising, But Few Agree Where, How Much Apr 6, 2011 -- Reinsurance rates may be edging higher only now, but the companies' shares could still surge amid investor hopes that disasters, including Japan's earthquake, will result in much higher rates in the future. Going into 2011, brokers and analysts ... 10. Strong Earthquake Shakes Japan’s Ruined Northeast Coast Apr 7, 2011 -- Another Strong Earthquake Shakes Japan's Ruined Northeast Coast A strong earthquake of magnitude 7.4 shook the northeast of Japan late on Thursday, and a tsunami warning was issued for the coast already devastated by last month's massive quake and ... Subscriber Tools Send this to a friend Subscribe Unsubscribe Submit News Contact Us More Newsletters Choose Newsletters Daily Headlines Weekly Reader Picks Magazine Update Insurance Journal TV Classifieds Breaking News MyNewMarkets Daily Claims Daily Enter Your E-mail

Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.