The Insolvency Exclusion in Your E&O Policy Finally Explained

New training from Insurance Journal's Academy of Insurance. Register today! Having trouble reading this email? View it as a webpage. Not interested anymore? Unsubscribe instantly. Insolvency Exclusions in E&O If you are an agency with the Insolvency Exclusion in your E&O Policy- you can't afford to miss this webinar! Are you aware of the insolvency exclusion within E&O policies? According to the response from Insurance Journal's 2011 annual Agency Errors and Omissions Survey, more than half of the respondents indicated that the insolvency provision is adversely impacting carrier placement. This class, "Insolvency Exclusions in E&O," is intended for any agency with the insolvency exclusion in its E&O policy. Additionally, any producer with responsibility for purchasing agency E&O insurance will benefit from this session. E&O underwriters will also benefit from this class. Essentially, anyone affected by, or involved in agency E&O coverage will benefit from this class. The founder and President of Demotech, Joe Petrelli, will give an analysis of insolvency exclusions, explain examples of insolvency exclusions and address the solutions that exist to address the insolvency exclusion. Click Here to Register What you will learn in this webinar: The existence of an insolvency exclusion in an agent's E&O policy limits competition among carriers vying for a producer's business Insolvency exclusion explanation and analysis Examples of insolvency exclusions Litigation related to interpretation of insolvency exclusions Solutions exist to address the insolvency exclusion When you register, you get: Access to the live webinar Video and audio recordings, so you can watch or listen again Question & Answer session with the instructor Audio download of the webcast Presentation slides download Join us this Wednesday, March 7th for this one-hour training webinar. (PLUS, all registrants will receive video and audio recordings of the webinar, so you can listen/watch again at your convenience.) Space is limited! Click Here to Reserve Your Spot! Regularly priced at $129.00, just $89 when you register today! (special pricing expires March 6th) Have questions or need help? Send an email to webcasts@insurancejournal.com or call Barbara at 800-897-9965 x166. Date: Wednesday, March 7th Time: 1:30pm ET / 10:30am PT Duration: 1 Hour Price: Save $40 until March 6th! Register today for just $89! Click Here to Register Instructor: Joe Petrelli President and founder of Demotech, Inc. More Great Training: MAR 8: Practical Workers' Compensation: What you need to know (4-part series) - Statutes, common law, contracts and the human element combine to produce a safety net for workers injured on the job. MAR 14: Learn How to Use DISC to Win Business - The DISC personality behavior model is an effective tool that allows you to identify your customer's preferred communication style - quickly establishing a positive connection. Once you understand your client's preferences, you can tailor your presentations and target your message to meet their needs. MAR 15: Practical Workers' Compensation: Employees, Contractors and Contractual Risk - Who qualifies as an "employee?" This session dissects employee/employer relationships to avoid surprises following a loss or at audit. MAR 21: Preparing an Underwriting Submission - Do you know how to get the most favorable consideration and pricing for your client? Send to a Friend | Contact Us | Subscribe | Unsubscribe | Privacy Policy Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2012 by Wells Publishing, Inc.

Weekly Reader Picks: Monday, March 5, 2012

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March 5, 2012 Top 10 for the Past Week 1. Insurance Highlights from Buffett’s 2011 Letter to Berkshire Shareholders Feb 27, 2012 -- Warren E. Buffett thinks that among large insurance operations, those owned by his Berkshire Hathaway are the "best in the world." Buffett is chairman of the board of Berkshire Hathaway, which owns Berkshire Hathaway Reinsurance Group, personal ... 2. Dozens Charged in Massive Insurance Fraud Scheme in New York Feb 29, 2012 -- Federal and local authorities in New York unveiled charges today against 36 defendants -- including 10 doctors and three attorneys -- allegedly involved in a systematic scheme to defraud auto insurance companies of more than $275 million under New ... 3. N.Y. Prosecutors Say Fraud Scheme Was Largest of Its Kind in History Mar 1, 2012 -- Authorities are describing the takedown of a massive auto insurance fraud ring in New York the largest of its kind involving New York's no-fault ... 4. Dallas Doctor, 6 Others Arrested in $375M Health Care Fraud Scheme Mar 1, 2012 -- A physician and the office manager of his medical practice, along with five owners of home health agencies, were arrested today on charges related to their alleged participation in a nearly $375 million health care fraud scheme involving fraudulent ... 5. P/C Insurers Face Obstacles on Road to Hard Market Feb 24, 2012 -- With interest rates low and looking like they will stay low for some time to come, property/casualty insurance companies will have to focus on making their profit on underwriting rather than on investments. However, P/C insurers expecting to achieve ... 6. 5 Startup Businesses Agents Should Watch Mar 1, 2012 -- It hasn't been the best of times for America's Main Street businesses. Often facing overwhelming competition from big box stores, many small businesses face an uphill battle from the outset and more than a few don't survive beyond a few years. ... 7. Low-Cost Online Commercial Lines Quoting Tool for P/C Agents Launched Feb 29, 2012 -- The launch of a real-time commercial lines rater that gives agents access to a handful of large carriers was announced today by a division of Networked Insurance Agents. MyNTrack, a division of Grass Valley, Calif.-based Networked, integrates with ... 8. California Department of Insurance Files Action Against Zurich Feb 28, 2012 -- The California Department of Insurance initiated an administrative enforcement action against two insurers – Zurich American Insurance Co. and Zurich American Insurance Co. of Illinois – for using a type of workers' compensation insurance ... 9. Parents of Child Born With Cystic Fibrosis Sue Feb 28, 2012 -- The parents of a child born with cystic fibrosis have filed a lawsuit against health care providers saying they would have terminated the pregnancy had they known of the genetic disorder. The Bozeman Daily Chronicle in a story published Sunday ... 10. Judge Awards Iphone User $850 In Throttling Case Feb 27, 2012 -- When AT&T started slowing down the data service for his iPhone, Matt Spaccarelli, an unemployed truck driver and student, took the country's largest telecommunications company to small claims court. And won. His award: $850. Pro-tem Judge ... Popular Videos Should D&O Cover Bribery? What Happened with Securities Actions in 2011 Subscriber Tools Send this to a friend Subscribe Unsubscribe Submit News Contact Us More Newsletters Choose Newsletters Daily Headlines Weekly Reader Picks Magazine Update Insurance Journal TV Classifieds Breaking News MyNewMarkets Daily Claims Daily Enter Your E-mail

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Are you a Workers' Comp Expert?

Having trouble reading this email? View it as a webpage. Not interested anymore? Unsubscribe instantly. Today's Special Offer   What You Get Four live training sessions (see course outline below) Q&A sessions after each training Recordings of the sessions following each training Anytime access to all four modules Watch or listen as many times as you like Free work comp book PDF download of The Insurance Professional's Practical Guide to Workers' Compensation book by Chris Boggs One of our top-selling courses, more than one thousand students have attended our workers' comp trainings! No Risk, Money Back Guarantee. We know you're going to appreciate the value of the training you receive. It's simple. If you're not completely satisfied with the training, just contact us and we'll promptly issue you a full refund. Space is limited! Register today to save your spot! Regularly priced at $397.00, just $297.00 when you register today! (special pricing expires Friday, March 9) Register today and you'll also receive a free download of "The Insurance Professional's Practical Guide to Workers' Compensation" book by Chris Boggs. Your registration includes access to all of the following training sessions: Course and Scope Rule / Live call-in March 8 Session 1: The Course and Scope Rule and its Gray Areas - Including a Discussion of Compensable Occupational Disease For an injury to be compensable it must "arise out of and be in the course and scope" of the worker's employment. "Course and scope" is not always black and white; there is sometimes a bit of gray area. This session will illuminate some of the gray areas and guide the participant through some interpretations of "course and scope." View and Buy Now What is an Employee? / Live call-in March 15 Session 2: Employees, Independent Contractors, General Contractors and Contractual Risk Transfer in Work Comp Who qualifies as an "employee?" The answer can depend on statute, contract and the facts surrounding the relationship between the worker and the individual or entity making use of the worker's services. Session 2 dissects employee/employer relationships to avoid surprises following a loss or at audit. View and Buy Now Student Feedback: "What a wonderful class you just presented. You are a wealth of knowledge, on point, concise and have great examples to share. You made it easy to understand the material. I sincerely enjoyed listening to you and actually feel like I am walking away with the knowledge that I signed up for. I hope to take additional classes from you in the future." Additional States / Live call-in March 22 Session 3: When to Add Additional States - Extraterritorial Jurisdiction Problems Potential coverage limit gaps or the complete loss of coverage are possible when employees work in states in which the employer has no specific location. To avoid these gaps or the loss of coverage requires recognition of the problems and knowledge of the available solutions. This session highlights the problems, focuses on the solutions and provides guidelines and rules that should be followed in deciding to name a state. View and Buy Now Employers' Liability / Live call-in March 29 Session 4: How to Read, Understand and Explain the Experience Modification Worksheet Learn the who, what, when, why and how of experience modification. Who is eligible for or required to have an experience modification factor? What is an experience modification factor and why are they used? And the major question, "How are experience mods calculated?" View and Buy Now Student Feedback: "From what I have listened in on - about 3 hours or so is FANTASTIC." When you register, you also get: Access to each live class Question & Answer session after each class Recording of each session, so you won't miss any of the content MP3 download of the webcast Presentation slides download Free download of the The Insurance Professional's Practical Guide to Workers' Compensation book by Chris Boggs Meet the Instructor: Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS is the Director of the Academy of Insurance at Insurance Journal. Chris has a unique ability to break things down and make complex insurance issues easy to understand. Chris is the author of five books, • Property and Casualty Insurance Concepts Simplified, • Business Income Insurance Demystified, • The Practical Guide to Workers' Compensation, • Insurance Is Not Risk Management and • Wow! I Never Knew That! 12 of the Most Misunderstood and Misused P&C Insurance Coverages, Concepts and Exclusions (these books are available here) Course Dates: Your registration includes access to ALL four sessions. All classes start promptly at 10:30am Pacific / 1:30pm Eastern. Part 1: Thursday, March 8 Part 2: Thursday, March 15 Part 3: Thursday, March 22 Part 4: Thursday, March 29 Space is limited! Register today to save your spot! Regularly priced at $397.00, just $297.00 when you register today! (special pricing expires Friday, March 9) Have questions or need help? Send an email to webcasts@insurancejournal.com or call Barbara at 800-897-9965 x166. Send to a Friend | Contact Us | Subscribe | Unubscribe | Privacy Policy Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2012 by Wells Publishing, Inc.

What to Know about Security and Privacy and How to Insure it

New training from Insurance Journal's Academy of Insurance. Register today! Having trouble reading this email? View it as a webpage. Not interested anymore? Unsubscribe instantly. What to Know about Security and Privacy and the Policies that Insure it Security and Privacy is one of the fastest growing segments in the Insurance Industry. With a number of different companies offering some type of coverage, it's important to know what your client needs and how to ensure that your clients have adequate coverage. In this webinar, Fred Fisher discusses different effects the State and Federal laws and regulations have and how best to protect yourself and your clients. Click Here to Register What you will learn in this webinar: State and federal laws and how they affect us What you can do to protect yourself How to insure security and privacy When you register, you get: Access to the live webinar Video and audio recordings, so you can watch or listen again Question & Answer session with the instructor Audio download of the webcast Presentation slides download Join us this Thursday, March 1st for this one-hour training webinar. (PLUS, all registrants will receive video and audio recordings of the webinar, so you can listen/watch again at your convenience.) Space is limited! Click Here to Reserve Your Spot! Regularly priced at $129.00, just $89 when you register today! (special pricing expires February 29th) Have questions or need help? Send an email to webcasts@insurancejournal.com or call Barbara at 800-897-9965 x166. Date: Thursday, March 1st Time: 1:30pm ET / 10:30am PT Duration: 1 Hour Price: Save $40 until Feb. 29th! Register today for just $89! Click Here to Register Instructor: Fred Fisher Agency executive, industry leader and widely published author. More Great Training: MAR 7: Insolvency Exclusions in E&O - If your agency has the Insolvency Exclusion in its E&O Policy, this webinar is for you! MAR 8: Practical Workers' Compensation: What you need to know (4-part series) - Statutes, common law, contracts and the human element combine to produce a safety net for workers injured on the job. MAR 14: Learn How to Use DISC to Win Business - The DISC personality behavior model is an effective tool that allows you to identify your customer's preferred communication style - quickly establishing a positive connection. Once you understand your client's preferences, you can tailor your presentations and target your message to meet their needs. MAR 15: Practical Workers' Compensation: Employees, Contractors and Contractual Risk - Who qualifies as an "employee?" This session dissects employee/employer relationships to avoid surprises following a loss or at audit. MAR 21: Preparing an Underwriting Submission - Do you know how to get the most favorable consideration and pricing for your client? Send to a Friend | Contact Us | Subscribe | Unsubscribe | Privacy Policy Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2012 by Wells Publishing, Inc.

Kidnap & Ransom Coverage's Myths, Lies and Legends Answered

New training from Insurance Journal's Academy of Insurance. Register today! Having trouble reading this email? View it as a webpage. Not interested anymore? Unsubscribe instantly. Myths, Lies and Legends Surrounding Kidnap & Ransom Coverage Often misunderstood and undersold, this coverage can make or break not only the financial health of a company, but the health and safety of its owners and key employees. Exposures are more widespread than agents or insureds imagine. Click Here to Register What you will learn in this webinar: Respond to common misconceptions about K&R and how it works Identify who needs the coverage Overcome objections regarding purchase Evaluate the variety of offerings in the marketplace When you register, you get: Access to the live webinar Video and audio recordings, so you can watch or listen again Question & Answer session with the instructor Audio download of the webcast Presentation slides download Join us this Wednesday, February 29th for this one-hour training webinar. (PLUS, all registrants will receive video and audio recordings of the webinar, so you can listen/watch again at your convenience.) Space is limited! Click Here to Reserve Your Spot! Regularly priced at $129.00, just $89 when you register today! (special pricing expires February 28th) Have questions or need help? Send an email to webcasts@insurancejournal.com or call Barbara at 800-897-9965 x166. Date: Wednesday, Feb. 29th Time: 1:30pm ET / 10:30am PT Duration: 1 Hour Price: Save $40 until Feb. 28th! Register today for just $89! Click Here to Register Instructor: Chris Christian, CIC, RPLU Industry leader and experienced broker, specializing in professional liability. More Great Training: MAR 1: What to Know about Security and Privacy and the Policies that Insure it - Security and Privacy is one of the fastest growing segments in the Insurance Industry. Do you know all you need to know about Security and Privacy and how the different laws affect us? MAR 7: Insolvency Exclusions in E&O - If your agency has the Insolvency Exclusion in its E&O Policy, this webinar is for you! MAR 8: Practical Workers' Compensation: What you need to know (4-part series) - Statutes, common law, contracts and the human element combine to produce a safety net for workers injured on the job. MAR 14: Learn How to Use DISC to Win Business - The DISC personality behavior model is an effective tool that allows you to identify your customer's preferred communication style - quickly establishing a positive connection. Once you understand your client's preferences, you can tailor your presentations and target your message to meet their needs. MAR 15: Practical Workers' Compensation: Employees, Contractors and Contractual Risk - Who qualifies as an "employee?" This session dissects employee/employer relationships to avoid surprises following a loss or at audit. Send to a Friend | Contact Us | Subscribe | Unsubscribe | Privacy Policy Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2012 by Wells Publishing, Inc.

Weekly Reader Picks: Monday, February 27, 2012

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February 27, 2012 Top 10 for the Past Week 1. Cruise Ship Industry Leaves Crash Victims Little Hope for Recovery Feb 21, 2012 -- When Walter Henry Alderfer learned last month about the Costa Concordia shipwreck off Italy, it brought back bad memories. In April 2007, he, his wife and his daughter were aboard the Sea Diamond cruise ship when it struck a reef off Greece and sank ... 2. 4.0 Earthquake in Missouri Shakes 9 States Feb 23, 2012 -- Just days after the 200th anniversary of a series of massive earthquakes in southeast Missouri, residents woke up on Feb. 21 to a rumbling reminder that they live in one of the continent's most active seismic areas. The U.S. Geological Survey said ... 3. 6 Things I Learned from Reading Steve Jobs Authorized Biography Feb 24, 2012 -- The first lesson learned from Walter Issacson's best-selling biography, Steve Jobs (Simon and Schuster), is that you should have started your agency in a garage with a guy called "Woz." If you did, stop reading now and count your billions. If not, ... 4. P/C Insurers Face Obstacles on Road to Hard Market Feb 24, 2012 -- With interest rates low and looking like they will stay low for some time to come, property/casualty insurance companies will have to focus on making their profit on underwriting rather than on investments. However, P/C insurers expecting to achieve ... 5. U.S. Should Expect Another Above-Normal Tornado Season in 2012 Feb 21, 2012 -- The U.S. should expect an active severe weather season with above-normal tornadoes in 2012. That's after a near-record number of tornadoes in 2011, according to forecasters at AccuWeather.com in State College, Penn. Last year ranks as the fourth ... 6. $20M Verdict Upheld in Massachusetts Pool Slide Lawsuit Feb 20, 2012 -- A Massachusetts judge has upheld a $20 million jury award to the family of a Colorado woman who died after a Toys `R Us inflatable pool slide partially collapsed. In October, a jury ordered Toys "R Us to pay the award to the family of Robin Aleo ... 7. The Hartford’s AARP Program Looking for Agents Feb 22, 2012 -- The Hartford says it will be increasing the availability of its auto insurance program for members of the American Association of Retired Persons (AARP) by expanding its base of producers. Originally, members of the AARP could only get the car ... 8. There’s an App for That: Mobile Phone Quoting Feb 21, 2012 -- Don't be surprised if in the not-too-distant future on a television commercial you see Flo, adorned in her white apron, drop her price scanner and pick up a smartphone, on which she takes a picture of a driver's license and a VIN number on a car and ... 9. Florida Jury Awards Man $3.3 Million Over Bank’s False Alarm Feb 21, 2012 -- A Miami-Dade jury has awarded $3.3 million to a man who was trying to cash a check but was then detained after a Bank of America teller activated a silent alarm. According to the Miami Herald, the jury ruled Friday that the bank was negligent in ... 10. Atypical P/C Executive: Chartis CEO Hancock on Fear, Regulation, Science and More Feb 22, 2012 -- The keynote speaker told the professional liability insurance underwriters that regulation is not the enemy of business growth, the plaintiffs' bar is their ally, deleveraging of financial institutions is a good thing, financial firms have not ... Popular Videos Norwood on Workers' Comp Should D&O Cover Bribery? Chartis CEO Hancock on Fear and Globalization Subscriber Tools Send this to a friend Subscribe Unsubscribe Submit News Contact Us More Newsletters Choose Newsletters Daily Headlines Weekly Reader Picks Magazine Update Insurance Journal TV Classifieds Breaking News MyNewMarkets Daily Claims Daily Enter Your E-mail

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Insuring Condominium Property & Liability Exposures

Having trouble reading this email? View it as a webpage. Not interested anymore? Unsubscribe instantly. Secrets of Condos Property & Liability Completing the condominium insurance picture necessitates "jigsaw puzzle" tenacity. Quite a few pieces must be snapped together to assure the proper insurance picture is presented; any missing information can leave a gaping hole in either the association's or unit owner's coverage picture. Regardless of the client's status as the association or individual unit owner, the puzzle cannot be completed until the agent can connect the answers to two questions: Who is responsible for what property? What is the value of the insured property? Click Here to Register What you will learn in this webinar: The difference among All In, Base Walls and Original Specifications condo rules How the flood policy figures into condos How to properly place a value on condo property (based on who insures it) Who can be held liable for injury or damage? When you register, you get: Access to the live webinar Video and audio recordings, so you can watch or listen again Question & Answer session with the instructor Audio download of the webcast Presentation slides download Join us this Thursday, February 23rd for this one-hour training webinar. (PLUS, all registrants will receive video and audio recordings of the webinar, so you can listen/watch again at your convenience.) Space is limited! Click Here to Reserve Your Spot! Regularly priced at $129.00, just $89 when you register today! (special pricing expires February 22nd) Have questions or need help? Send an email to webcasts@insurancejournal.com or call Barbara at 800-897-9965 x166. Date: Thursday, Feb 23 Time: 1:30pm ET / 10:30am PT Duration: 1 Hour Price: Save $40 until Feb. 22nd! Register today for just $89! Click Here to Register Instructor: Chris Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS Director of Education at Insurance Journal's Academy of Insurance More Great Training: FEB 29: Myths, Lies and Legends Surrounding Kidnap & Ransom Coverage - Kidnap & Ransom coverage can make or break not only the financial health of a company, but the health and safety of its owners and key employees. MAR 1: What to Know about Security and Privacy and the Policies that Insure it - Security and Privacy is one of the fastest growing segments in the Insurance Industry. Do you know all you need to know about Security and Privacy and how the different laws affect us? MAR 7: Insolvency Exclusions in E&O - If your agency has the Insolvency Exclusion in its E&O Policy, this webinar is for you! MAR 8: Practical Workers' Compensation: What you need to know (4-part series) - Statutes, common law, contracts and the human element combine to produce a safety net for workers injured on the job. MAR 14: Learn How to Use DISC to Win Business - The DISC personality behavior model is an effective tool that allows you to identify your customer's preferred communication style - quickly establishing a positive connection. Once you understand your client's preferences, you can tailor your presentations and target your message to meet their needs. Send to a Friend | Contact Us | Subscribe | Unsubscribe | Privacy Policy Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2012 by Wells Publishing, Inc.